Take advantage of 0% APR on purchases over £250 (excluding the purchase of Gift Cards), with absolutely no deposit to pay on your purchases online or in store. Subject to application, Financial Circumstances and borrowing history. Eligibility criteria applies. “American Golf (Trading) Limited as a credit broker not a lender, and will introduce you to V12 Retail Finance Limited to complete your application for finance. Subject to status and affordability.
Terms and conditions apply.
Add everything to your basket and checkout
Choose V12 Finance as Payment Method curing during checkout
Complete the application on the secure server
V12 Finance will process your application and complete checkout if you are approved
£499.00
£299.00
£239.00
per month with our 12 month interest free credit payment options.
Once your finance application has been accepted, you are required to read and sign your loan agreement documents electronically.
Once the documents are signed, the order is complete and your goods will be ready to deliver.
Credit scoring is the process used by financial services companies to evaluate the credit risk of new applicants. This technique will be applied to your application for online finance. Credit scoring works by awarding points for each answer given on the application form such as age, income and occupation, together with information obtained from credit reference agencies. This information allows us to produce consistent decisions, ensuring all our applicants are treated fairly. Credit scoring does not discriminate on the grounds of sex, race, religion or disability.
In addition to credit scoring, V12 Finance also take into account confirmation of your identity, validation of certain application details, existing commitments and information held at the credit reference agencies. Though V12 Finance are unable to provide you with a main reason for decline of your application, it is usually based on one, or a combination of the following:
Some of the information is public information, for example electoral roll, County Court Judgements and bankruptcies. Other lenders may also file information about accounts you hold with them for instance this could include your payment history and outstanding balance on these accounts. Any requests for credit, where a credit reference search has been undertaken, will also be filed, although the result of the request is not recorded.
You should send a cheque for £2.00 made payable to the relevant company, together with details of all addresses at which you have lived over the last 6 years:
● Consumer Help Desk Experian Limited PO Box 8000 Nottingham NG1 5GX
● Equifax Ltd., Credit File Advice Centre. PO Box 1140. Bradford, BD1 5US
● Consumer Services, Callcredit Limited, PO Box 491, LEEDS, LS3 1WZ
The above listed agencies will provide details of information relating via these addresses. If you believe that the information is incorrect, you can ask the agency to correct it.
Yes. V12 Finance acknowledge that your circumstances change and just because V12 Finance have refused a previous application, it does not mean that V12 Finance will automatically turn down a further request. V12 Finance do suggest however, that you leave at least 6 months between applications.
To apply for finance, you must be over the age of 18 and be a permanent UK resident for at least 3 years. You must also be either in regular, permanent employment working a minimum of 16 hours per week (including students), retired from regular employment, not working through a disability, or self-employed. Homemakers aren't excluded from applying under their own names; however V12 Finance will require the employment details of your spouse in order to process your application.
In order to safeguard against fraudulent applications, V12 Finance regret that they're able only to deliver goods to the home address of the applicant.
All finance agreements are a contract between you “the customer” and V12 finance.
To apply for finance you must be:
